Concardis Payengine

Online payments for e-commerce
All the options – one solution

Our comprehensive solutions for e-commerce

giropay, invoicing, SEPA debits and a myriad of credit cards – with all of the different options available, keeping track of online payments is not very easy. And not to mention settlement ...

Concardis Payengine makes everything simple. Our comprehensive solution for e-commerce, mail-order sales and call centres offers all of the typical national and international payment methods in one package. With just a few clicks, all important payment methods can be integrated into your online shop. Being able to choose will please your customers, and they will be able to fully concentrate on their purchases. You also, of course, have the option of individually designing your payment page. With Concardis Payengine, payment becomes really quite simple.


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Your advantages at a glance

  • Comprehensive package from a single source for all typical national and international payment methods
  • Modular design allowing individual solutions
  • Responsive design making it platform-independent
  • Can be quickly and flexibly integrated into most shop systems
  • Convenient reporting and overview functions
  • Powerful protection against attempted fraud
  • Minimum default risk thanks to risk prevention
  • Compatible with all current security standards
  • PCI-DSS certification means ultimate data security
  • Free 24-hour support in German, English, French and Dutch


    You want to test for free our Concardis Payengine?

    Just order a demo access:

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    Fitting for everybody

    Whether you’re a specialist shoe shop, a boat chartering service or a global replacement part supplier, Concardis Payengine makes payment simple for all online shops. If your sales grow, then Concardis Payengine grows right along with them. If you expand into other countries, the new language is already integrated, and all you need to do is add the country-specific payment methods. It goes without saying that thanks to its responsive design, Concardis Payengine adapts to smartphones, tablets and desktop computers. Speaking of optics: you can design your checkout and payment pages to match perfectly with your online shop. It doesn’t matter to Concardis Payengine which shop system you use. With just a few clicks, this solution can be integrated into nearly any online shop. Interfaces with the following systems are currently available:


    Everything form a single source!

    All payment methods and functions are available over a single platform. What does that mean for you? A single connection by which your Concardis Payengine can be modularly expanded at any time.

    • User manager for managing up to 200 different users
    • Reporting on all selected payment methods including the option to download
    • Group manager for central management of multiple accounts of Concardis Payengine
    • Access to historical transaction data (up to three years)
    • Processing of batch files (batch processing)
    • Tools for recognising fraud including scoring
    • Multiple partial processing of a transaction including 3D Secure
    • Alias manager for PCI-compliant storage and management of payment information of your customers
    • Individual design of your payment page
    • Central operation on the highly secure and high-performance e-payment platform of Concardis
    • Dynamnic Currency Conversion (eDCC), a module for currency conversion specifically for distance sellers

      Payment methods

      Variety for more sales

      It’s proven: more payment methods in your online shop mean more sales. Concardis makes it possible for you to integrate all popular national and international payment methods into your online shop. Payment by credit card, invoice or PayPal? No problem. You still have all sales at a glance and, of course, the guaranteed security of Concardis.

      Overview of our payment methods

      Payment by credit card ...
      ... is fast and the account is debited immediately.


      MasterCard is one of the world’s leading credit cards and one of the most popular cards in Europe. For online shops, MasterCard offers the optional secure process MasterCard Secure Code.


      VISA is one of the most well-known credit card brands in the world. VISA also offers an optional secure process for online shops: Verified by VISA.

      American Express

      American Express is the most exclusive credit card brand. It is particularly popular among business customers and travellers across the globe.


      JCB is Japan’s largest credit card provider, whose popularity is continuously growing in the United States and Asia.


      UnionPay is the only Chinese credit card organisation and the fastest-growing credit card brand in the world.

      Diners Club

      Just like American Express, Diners Club credit cards are primarily used by business customers and travellers.

      Discover Card

      Discover Card is widespread in the United States, but also issued in other countries.

      Online payments...
      ...easy and secure.

      Pay with PayPal... becoming more popular and is virtually a must in online business.

      PayPal is one of the leading providers of online payment methods. PayPal is fast, secure and protects against default.

      giropay …
      … is the German response to PayPal.

      giropay is the online payment solution of the banks and savings banks and is very secure thanks to the PIN/TAN process.

      Paydirekt ...
      ... All banks. One partner.

      The online payment method of banks and saving banks for a safe payment in the internet.


      SOFORT Überweisung …
      … is now the standard for e-commerce.

      SOFORT Überweisung works via a connection with the customer’s online bank account and is fast and secure.

         SEPA debit ...
      ... is still one of the most popular payment methods, particularly in Germany.

      Customers on the Internet appreciate SEPA debit because all that is needed is the IBAN – and pretty much everybody has one.

          Invoicing ...
      ... is a must for selling consumer goods and high-priced products.

      You can offer your customers the option to pay in instalments or by invoice with the provider RatePay. For you, this means no risk of default and less work during delinquency proceedings and collection.