Venture into the next generation of online sales

Start-up your Payengine

Every business is different. But without e-commerce hardly any company can stay fit for the future. And the efficient integration of all payment methods is the prerequisite for sales. Whether shop founder or international trade giant, Concardis Payengine gives new impetus businesses and processes. Start-up your Payengine.


Innovative software architecture for solutions that fit the company.


Grows along with the size and requirements of the company.

Fit for the future

Integration of national and international payment methods for all online shops, mobile shops and apps.

What do you need to drive your business?

Is your business is even more specialised?

Contact us and we will find the right solution:

Phone +49 69 7922 4059

Payment can be so simple

Step it up a gear now with Payengine

Via invoice, wallet, in instalments or by international credit card -- your sales will be accelerated with the same convenience that you offer your customers when they pay. The diversity in online payment options  reliably protects you against no-shows -- without being complicated or expensive for companies of any size. With Payengine, you can now shift into a higher gear towards the future of your e- and m-commerce. The perfect success formula for more dynamism and performance.

Installed with just a few clicks and compatible with the most popular online shops — you therefore have an eye on your cash flows in real time. Checkout and payment pages can be displayed completely in the company design — for all kinds of devices such as smartphones, tablets and desktops. Attractive features ensure more convenience in the administration of your transactions. And, of course, sensitive data is optimally protected against loss or attempts at fraud.

The power of Payengine

For the pole position in online business

Only a few clicks and all functions of Payengine are available in your online shop — adapted to your corporate design. A uniform application programming interface (RESTful API) allows the handling of all types of payment with identical parameters. The simple configuration of shop modules ensures seamless integration and fewer clicks in the checkout process. Laboriously fighting your way through a jungle of options is a thing of the past, because all relevant payment methods and services are included in the product package and can be directly activated from the outset.

Certification according to international security standards (PCI DSS) guarantees the greatest possible data security. Hosting is carried out in a PCI-compliant high-security data centre in Germany.

The powerful micro-service architecture ensures that faults or maintenance of individual services does not have any impact on the entire system. In addition, all technical components are designed with multiple levels of redundancy.

Use of the most modern, audited encryption technologies ensures the risk-free processing of your payments.

Thanks to fully responsive design, all payment pages as well as the Merchant Center are designed with the needs of a wide variety of mobile end devices (tablet, phablet, smartphone) in mind. In addition, a Software Development Kit (SDK) for an in-app solution is available.

Via refund transfers, credits can be automated via a uniform interface, even for payment methods where this is not typically provided for in the payment process, such as SOFORT Überweisung or iDEAL.

The system carries out payment matching following the actual transaction for the most popular payment methods. Notification of payment (settlement) can also be carried out for further use in third-party systems as an export.

In order to optimally protect you against payment defaults and card abuse, the latest instruments for risk prevention and global security standards such as device fingerprinting, the detection of fraud on the basis of the device used, are integrated in Payengine. Velocity checks identify transactions carried out within a defined period with the same credit card or bank account details and, using blacklists, fraudsters can be easily blocked.

Payengine monitors the receipt of payment for advance payments and, if required, automatically generates credits.

One-click shopping allows registered users of your online shop to make their purchases with just one click. By using tokenisation for all payment methods, you can easily offer your customers this convenience, thereby increasing your sales opportunities.

The more payment methods you can integrate into your online shop, the more sales you can generate. Payengine therefore includes all relevant national and international payment methods – whether credit card or online payment via Paypal, Paydirekt, RatePAY, SEPA direct debit, invoice and payment in instalments.

Concardis Payengine facilitates your entry into the online business world through easy onboarding in the shortest possible time – even without your own shop system, hosting or IT service providers. You create a payment link directly on the site for the product and can send it via email, text message, WhatsApp or your social media channel – without coming into contact with customer data. And all with expanded payment options and maximum security thanks to 3D Secure payment and reversal of liability. The online shop and payment form are, of course, available in different languages. Ideal for promotions, mailings or campaigns in social media.

Start now with a free test account

Would you like to give Payengine a try with no obligation? Then start right here with your personal test account. After registration, you will be granted access to all functions. By the way: If you would like, you can use your test account to get started immediately after conclusion of the contract – and go live within a very short period of time.  And if there is no time to lose, you can also immediately register as a new merchant.

Create a test account

Fitting for everybody

Whether you’re a specialist shoe shop, a boat chartering service or a global replacement part supplier, Concardis Payengine makes payment simple for all online shops. If your sales grow, then Concardis Payengine grows right along with them. If you expand into other countries, the new language is already integrated, and all you need to do is add the country-specific payment methods. It goes without saying that thanks to its responsive design, Concardis Payengine adapts to smartphones, tablets and desktop computers. Speaking of optics: you can design your checkout and payment pages to match perfectly with your online shop. It doesn’t matter to Concardis Payengine which shop system you use. With just a few clicks, this solution can be integrated into nearly any online shop. Interfaces with the following systems are currently available:


Our price models: fair and scalable

Payengine is straightforward. Even when it comes to costs. We meet the needs of our customers with fair price models which are oriented on the respective business model. From the entry-level price without fixed monthly costs to flexibly adaptable service fees for large transaction volumes. This allows absolute planning security and maximum cost transparency – with full access to all functions from the very beginning.

for start-ups and small businesses without fixed costs in the first year


for small businesses from €39 per month

for customers with a high transaction volume from €59 per month


Working with Payengine is that easy. Here, you will find instructions and templates for quick and easy integration of functions and solutions.


To the documentation center

Your personal contact at the eCommerce Competence Center

Do you have any questions or need assistance? We are happy to help.

Payengine Service-Hotline:

+49 69 7922 4059